About Our Affiliate Donate Now
What is Habitat for Humanity of Williamson County?
Habitat for Humanity of Williamson County (HFHWC) is a non-profit, 501 (c) (3) organization and ecumenical Christian ministry. We are an affiliate of Habitat for Humanity International and work with low-income families and donors to build simple, decent homes and sell them with no profit and no interest. HFHWC has built 90+ homes in Williamson County and continues to build 8 to 10 new homes per year.
How does it work?
HFHWC offers a "hand up", not a hand out. We sell simple, decent homes to qualifying families at no profit and carry the 25 year mortgages at zero percent interest. Habitat serves as both the general contractor and the mortgage lender on all of the houses. Selected families are required to contribute at least 500 hours of "sweat equity" both in construction and community service before they can move into their homes. Over 70% of the work done on each house is done through volunteer labor. HFHWC receives donations of money and materials from individuals, companies, and groups who are all committed to the ministry of Habitat here in Williamson County.
When was HFHWC incorporated?
The grassroots effort began at a meeting at St. Philip Catholic Church in 1992 and the affiliate was fully incorporated on December 5, 1992.
Who does HFHWC serve and how are families selected?
HFHWC serves low and very low income families who live and/or work in Williamson County. We strive to serve those who earn between 30 and 55% of the median income for the Nashville area and would not qualify for conventional financing. Families must fit three basic criteria to qualify for a Habitat home.
- They must demonstrate need by living in substandard or overcrowded living conditions or by paying more than 50% of their income on housing.
- They must have an ability to pay, demonstrated by fitting our income guidelines, and their debt-to-income ratio must be less than 30%.
- They must demonstrate an ability to partner. This is shown through cooperation with the committee on all paperwork, home visits, and sweat equity, including completion of a budgeting class.
What does Habitat do for the community-at-large?
Habitat not only helps individual families, it helps the larger community. Habitat's mission is to eliminate substandard housing from the face of the earth. We work towards this goal by replacing run-down lots and condemned houses with new, well-built homes. Habitat's work illustrates that affordable housing, as opposed to slum housing, is possible in Williamson County.
Where does HFHWC build?
We build only in Williamson County. Currently, we are building in Beasley Place on Carter Street in Franklin, but we also have homes in Fairview and Spring Hill. As an affiliate of Habitat International, we also tithe 10% of all unrestricted funds to building in other countries. HFHWC currently tithes to Mozambique.
How much does a Habitat house cost?
Habitat both builds the houses and services the loans. We build a house for just above $100,000 and sell it to the homeowner at no profit and no interest for $100,000. A full sponsorship of a house costs $60,000. Each family pays the $100,000 mortgage over 25 years. Each house also has a silent second mortgage, which is forgiven at the rate of 10% per year. If a family stays in their Habitat home for at least 20 years, this second mortgage is completely forgiven and never repaid.
How are the houses funded?
Habitat for Humanity of Williamson County works with churches, corporations, civic groups, and other organizations to fund building. Click here to see our current and past sponsors.
How is the affiliate structured?
Our affiliate is governed by a Board of Directors composed of volunteers that represent various areas of Williamson County and donate their time to support Habitat's mission. The Board sets policies and strategic goals. The affiliate's day-to-day operations are managed by an Executive Director with the help of the staff and volunteers. The board is also supported by the following committees: Family Selection, Family Support, Site Selection, Building, Fundraising, and Audit.
How can I help?
Contact us to find out how you can get involved!